What is Gap Insurance?
Gap insurance complements a high-deductible healthcare plan by helping pay for medical costs and expenses that add up before a plan’s deductible has been reached. Combining gap insurance with a high-deductible plan can be a better choice than buying a low-deductible health plan alone. American Senior Resources offers a few different types of gap plans including Personal Accident Insurance and Hospital Recovery Insurance.
Personal Accident Insurance
Accidents happen…
1 in 8 Americans each year seeks medical care for injuries. 1
Falls are the leading cause of accidental injuries among Americans in almost every age group. 1
90% of young athletes said they have been injured while playing a sport. 2
1 National Safety Council, Injury Facts, 2016 Edition
2 Safe Kids Worldwide, Changing the Culture of Youth Sports, August 2014
As more people are opting for high-deductible health plans to lower premiums, they are at-risk financially when an accident happens. Personal Accident insurance steps in to help pay for out-of-pocket costs that result from an accident that requires medical care. By pairing it with your medical plan, you can have peace of mind that you and your family has 24/7 accident protection.
Hospital Recovery Insurance
Similar to Personal Accident Insurance, Hospital Recovery Insurance complement your traditional medical coverage and extends your protection. It’s affordable insurance to help assist with unexpected costs after an inpatient hospital stay. You receive additional benefits regardless of any other medical insurance you have.
Critical Illness Insurance
Did you know…
The odds of developing cancer in a lifetime are one in two for men and one in three for women. 1
About every 40 seconds, someone in the U.S. will suffer a heart attack.2
1 American Cancer Society, Cancer Facts & Figures 2017.
2 American Heart Association, Heart Disease and Stroke Statistics, 2017.
When a critical illness strikes, lost income, medical deductibles, out-of-network office visits and uncovered treatments can lead to financial hardship for your family. With a Critical Illness policy, you can supplement benefits beyond your medical plan with coverage your family can rely on. It provides a lump-sum payment when you’re diagnosed with a serious disease to help ease the strain on your finances so you can focus on recovery.
LifeSecure Critical Illness Overview
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